How to Save Money?
Monday, April 13, 2015
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Before you begin to save money, you need to calculate their normal daily expenses for a week. Try to write down all your expenses in a notebook so you can adequately understand where to spend extra.
The main component of the cost of food. As much as we wanted, the food - it's almost 70% of our life, and from it, after all, we are dependent both emotionally and physiologically.
1. Before going to the grocery store - eat. On an empty stomach you take much more. Hello Aromamarketing!
2. Compose your own menu . Firstly, it is useful not only for your pocket, but also for your stomach. And secondly, discipline and self-control.
3. In the store, go to the list. Do not forget anything important and will make a spontaneous purchases.
4. In the "pivot" retail prices are higher than in the "peripheral" stores. Also, the prices are lower in hypermarkets, due to the effect of "scale".
5. Even in the shops available product catalogs, there often write about promotions on certain products. In September 2014, I analyzed the price of cottage cheese 2% of one brand, and the price ranged from 49 rubles to 78 rubles. The difference of 20 rubles was found in a nearby store!
6. Be aware of the rules of storage products. Share the refrigerator section on meat to meat, vegetables to vegetables. And do not buy perishable food in large quantities.
Further cost for women is self-care. Cosmetics:
1. Most often we overpay for the brand and packaging. Known case, as a manufacturer of expensive perfume decided to create a version of its budget, thus increasing profits at the expense of more economical consumers. However, this version is absolutely not buy and ignored, then the manufacturer withdrew from the sale of the perfume poured on other jars and put the old, familiar to buyers price. That's the decision was a success!
2. Expensive cosmetics - a natural cosmetics. You can create quite at home. Scrub - salt + olive oil, coffee or espresso cake after. Mask - sour cream, oatmeal, egg. In general, these recipes on the Internet sea!
3. Many of the procedures can be done at home or in salons pobyudzhetnee. Just needs a talent or a good monitor. Again, in the center - the prices are higher.
4. Hand Cream is no different from foot cream or body cream, even afraid difference with face cream is not there. Pay attention to the composition. Here, the main rule: the less ingredients the better.
5. shopogolizm. Before you make a purchase, consider whether or not to buy? You really need it now? Help rule: bought new - throw out the old. If you do not stop to buy new, or at least relieve wardrobe.
Transport. Walk is good for your health! If you prefer a pedestrian and ride on buses, trams and trolleybuses, then pay attention to the travel card. And in the summer you can transfer to the bicycle. And if you are a motorist, it is worth remembering the "prevention" of his iron friend: timely inspection, time applying for insurance, a well disappoint wheel.
Medicine:
1. Prevention. You're better than your car. The more clearly will prevent illness you less treatment. Do not believe me - remember your trip to the dentist.
2. Many drugs have the same primary care ingredient, again half the price we pay for the advertised brand. Study the composition!
Habit. Do not waste your money on junk! Alcohol, fast food, cigarettes, energy, etc.
Do not store money in a sock, put on deposit. Do not get carried away loans, only the most necessary. Be careful with credit cards. Be careful, try to rationally treat their income and expenses.
Most importantly, you can return the money, but time is running out forever, so value your time, do not waste it in vain.
This article is only a recommendation and not calling you just to follow those rules.
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